:root{--navy:#0b1f3a;--navy2:#132b4f;--amber:#ffb400;--amber2:#ff8a00;--ink:#1a2233;--muted:#5b667a;--bg:#f6f8fb;--white:#fff;--line:#e3e8ef;--r:14px;--sh:0 10px 30px rgba(11,31,58,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--navy2);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#cfd8e6;font-size:.9rem;padding:6px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:var(--amber);font-weight:700}
header.site{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(0,0,0,.04)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.35rem;color:var(--navy);letter-spacing:-.02em}
.logo svg{width:34px;height:34px}
.logo small{display:block;font-size:.7rem;font-weight:600;color:var(--muted);letter-spacing:.04em;text-transform:uppercase}
nav.main{display:flex;gap:4px;align-items:center;flex-wrap:wrap}
nav.main a{padding:8px 12px;border-radius:8px;font-weight:600;color:var(--ink)}
nav.main a:hover{background:var(--bg);text-decoration:none}
.btn{display:inline-block;background:linear-gradient(135deg,var(--amber),var(--amber2));color:var(--navy)!important;font-weight:800;padding:12px 22px;border-radius:999px;box-shadow:0 6px 18px rgba(255,138,0,.35);transition:transform .15s}
.btn:hover{transform:translateY(-2px);text-decoration:none}
.btn.ghost{background:transparent;border:2px solid var(--amber);box-shadow:none;color:var(--white)!important}
.btn.navy{background:var(--navy);color:#fff!important;box-shadow:none}
.menu-toggle{display:none;background:none;border:0;font-size:1.6rem;cursor:pointer;color:var(--navy)}
.hero{background:radial-gradient(1200px 500px at 80% -10%,#1f4a86 0%,var(--navy) 55%);color:#fff;padding:70px 0 60px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:auto -10% -40% auto;width:60%;height:120%;background:radial-gradient(circle,rgba(255,180,0,.18),transparent 60%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.hero h1{font-size:clamp(1.9rem,4vw,3rem);line-height:1.12;margin:0 0 14px;letter-spacing:-.02em}
.hero h1 span{color:var(--amber)}
.hero p.lead{font-size:1.12rem;color:#d7e0ee;margin:0 0 22px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hero .phone{font-size:1.6rem;font-weight:900;color:var(--amber)}
.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.badge{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);padding:6px 12px;border-radius:999px;font-size:.85rem;color:#e8eef7}
.quote-card{background:#fff;color:var(--ink);border-radius:var(--r);padding:26px;box-shadow:var(--sh)}
.quote-card h3{margin:0 0 6px;color:var(--navy)}
.quote-card .big{font-size:1.9rem;font-weight:900;color:var(--navy);display:block;margin:6px 0}
.quote-card ul{padding-left:18px;margin:12px 0;color:var(--muted)}
section{padding:56px 0}
section.alt{background:#fff}
h2{font-size:clamp(1.5rem,3vw,2.1rem);color:var(--navy);margin:0 0 14px;letter-spacing:-.02em}
h3{color:var(--navy);margin:0 0 8px}
.sub{color:var(--muted);max-width:760px;margin:0 0 28px}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;transition:transform .15s,box-shadow .15s;display:block;color:var(--ink)}
a.card:hover{transform:translateY(-3px);box-shadow:var(--sh);text-decoration:none}
.card .ico{font-size:1.7rem;display:block;margin-bottom:8px}
.card h3{font-size:1.08rem}
.card p{margin:0;color:var(--muted);font-size:.95rem}
.content{max-width:860px}
.content p{margin:0 0 16px}
.content ul{columns:2;column-gap:28px;padding-left:20px;margin:0 0 18px}
.content ul li{break-inside:avoid;margin-bottom:6px}
.checks{list-style:none;padding:0;columns:2;column-gap:28px}
.checks li{padding-left:28px;position:relative;margin-bottom:8px;break-inside:avoid}
.checks li:before{content:"✔";position:absolute;left:0;color:var(--amber2);font-weight:900}
.cta-band{background:linear-gradient(120deg,var(--navy),#1f4a86);color:#fff;border-radius:var(--r);padding:34px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0}
.cta-band p{margin:4px 0 0;color:#d7e0ee}
.map iframe{width:100%;height:380px;border:0;border-radius:var(--r);box-shadow:var(--sh)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-bottom:10px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}
.faq p{margin:10px 0 0;color:var(--muted)}
.testi{background:#fff;border-radius:var(--r);padding:22px;border:1px solid var(--line)}
.testi .stars{color:var(--amber2);letter-spacing:2px}
.testi p{margin:8px 0;color:var(--ink)}
.testi .who{color:var(--muted);font-size:.9rem}
.note{font-size:.8rem;color:var(--muted);margin-top:10px}
.links{display:flex;flex-wrap:wrap;gap:8px}
.links a{background:#fff;border:1px solid var(--line);padding:6px 12px;border-radius:999px;font-size:.9rem}
.links a:hover{border-color:var(--amber);text-decoration:none}
.crumbs{font-size:.85rem;color:#b9c6d8;margin-bottom:12px}
.crumbs a{color:#e5ecf6}
.steps{counter-reset:s}
.steps .card{position:relative;padding-top:30px}
.steps .card:before{counter-increment:s;content:counter(s);position:absolute;top:-14px;left:18px;background:var(--amber);color:var(--navy);width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-weight:900}
footer{background:var(--navy);color:#b9c6d8;padding:50px 0 90px;font-size:.93rem}
footer h4{color:#fff;margin:0 0 10px}
footer a{color:#d7e0ee}
footer .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
footer .cols ul{list-style:none;padding:0;margin:0}
footer .cols li{margin-bottom:6px}
footer .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.callbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--amber);color:var(--navy);text-align:center;font-weight:900;padding:14px;font-size:1.1rem;box-shadow:0 -4px 20px rgba(0,0,0,.2)}
.az{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:6px 18px}
.az a{font-size:.95rem}
.letter{font-size:1.3rem;font-weight:900;color:var(--amber2);margin:26px 0 8px;border-bottom:2px solid var(--line)}
form.contact{display:grid;gap:12px;max-width:560px}
form.contact input,form.contact select,form.contact textarea{width:100%;padding:12px;border:1px solid var(--line);border-radius:10px;font:inherit}
.prose{max-width:800px}.prose h2{margin-top:34px}.prose p{margin:0 0 16px}
.meta{color:var(--muted);font-size:.9rem}
@media(max-width:960px){.hero .wrap{grid-template-columns:1fr}.g3,.g4{grid-template-columns:repeat(2,1fr)}footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}.content ul,.checks{columns:1}.menu-toggle{display:block}nav.main{display:none;width:100%;flex-direction:column;align-items:stretch;padding-bottom:12px}nav.main.open{display:flex}header.site .wrap{flex-wrap:wrap}.callbar{display:block}.hero{padding:46px 0 40px}.cta-band{padding:24px}}